Key Highlights
- Interactive Brokers to allow retail investors to fund their brokerage accounts with stablecoins
- This will allow the brokerage avoid direct crypto custody while giving traders faster access
- Amid the boom in the stablecoin market, Interactive Brokers has decided to jump on the bandwagon of the trend, following financial giants like JPMorgan Chase
According to the latest report from a reliable source, Interactive Brokers is planning to enable retail investors to fund their brokerage accounts with stablecoins.
Interactive Brokers allowing accounts to be funded by stablecoin – BBG
— unfolded. (@cryptounfolded) December 12, 2025
Interactive Brokers Integrates Stablecoin
Through partnership with crypto company Zero Hash, clients can make instant deposits with USD-pegged stablecoins like USDC and USDT. This allows for funding 24 hours a day, every day of the week. It removes the usual wait times and fees linked to standard bank transfers, which can take days and are limited by business hours.
Interactive Brokers is a leading financial firm that provides online brokerage services to millions of clients around the world. It has been cautiously exploring cryptocurrencies for years.
In 2021, it started allowing users to trade a handful of major cryptocurrencies like Bitcoin. This new feature will take a step further by accepting stablecoins for deposits. When a client sends USDC or USDT, it is instantly converted into U.S. dollars at institutional exchange rates.
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— zerohash (@zerohashx) December 9, 2025
The cash then appears in their main brokerage account. In order to follow compliance, the company avoids holding cryptocurrencies directly.
The revelation comes after the company’s founder, Thomas Peterffy, talked about this digital revolution earlier in 2025. He had discussed the company’s plan to create its own stablecoin to enable faster funding. Peterffy mentioned the efficiency of crypto but also warned of risks like money laundering.
Instead of creating a new coin, Interactive Brokers is choosing to integrate already established, regulated stablecoins from major issuers. This approach is to keep its operation aligned with new U.S. laws that provide clearer rules for stablecoin operations.
Benefits of This Integration
By integrating a stablecoin, users can fund their accounts instantly, which is crucial for active traders who need quick access to their money. International clients will get huge benefits out of this as they can add funds without waiting for overseas bank wires to clear, regardless of time zones or weekends.
All conversions happen behind the scenes with strong security measures, including multi-signature wallets and constant transaction monitoring.
The launch comes at a time of strong security measures. The company has added client accounts rapidly, and its stock price has performed well. According to experts, the company plans to compete with other trading platforms that have deeper links to crypto, like Robinhood.
Robinhood launched its own dollar network for stablecoins earlier in the year. By integrating stablecoins, Interactive Brokers is planning to make them more normal for everyday investors.
Peterffy noted that the firm is still evaluating whether to allow direct transfers of other cryptocurrencies like Bitcoin in the future.
Financial Institutions and Banks Adopt Stablecoin
In 2025, many financial institutions and companies are rushing to integrate stablecoins to bring innovation to the financial market. They have moved from a tool used mostly in cryptocurrency trading to a serious piece of financial infrastructure.
Their main purpose is the ability to move value around the world quickly and at a low cost, at any time of day. This resolves major problems in the old system, where international transfers can be slow and expensive.
The main reason behind this stablecoin boom is the regulatory clarity in countries like the U.S. and the European Union, which encouraged financial institutions to adopt stablecoins. Some new laws, like the GENIUS Act, require issuers to hold adequate reserves and be transparent.
Big banks and payment companies are not sitting still. JPMorgan Chase, which launched its digital token, now uses blockchain technology to settle billions of dollars in transactions daily. Citigroup is testing stablecoins for cross-border payments. Even payments giants like Visa and Mastercard are running pilots that allow merchants to settle transactions with stablecoins.
Also Read: STBL Now Live on Binance Wallet as Stablecoin 2.0 Expands
