- Ripple SEC settlement: $125M fine replaces SEC’s $2B demand.
- Court approval pending; dismissal agreement marks procedural but essential closure.
- Settlement preserves Ripple’s innovation, removes “bad actor” designation permanently.
The long-running legal fight between the U.S. Securities and Exchange Commission and Ripple Labs is moving toward closure. On August 7, 2025, both parties submitted a joint stipulation of dismissal to the Court of Appeals.
Ripple SEC Settlement Awaits Final Court Approval
The appeal of the SEC and cross-appeal of Ripple were by the filing, indicating that there was mutual consent to dismiss the case. According to a status update filed on August 15, the stipulation still awaits formal court approval.
🚨BREAKING: The SEC filed a status report with the Court of Appeals, noting that the parties filed a joint stipulation of dismissal of the appeals, which is still pending and awaiting court approval!
💥PREPARE FOR MAJOR NEWS💥 #XRP pic.twitter.com/iTuLByyDx0
— JackTheRippler ©️ (@RippleXrpie) August 15, 2025
The dismissal agreement allows each side to bear its own costs and fees. Legal experts view this as a procedural step, though it remains necessary before the case is formally closed. Until the appeals are officially dismissed by the court, the settlement cannot be fully recognized under law.
Ripple Accepts Fine And Halts Institutional Sales
Settlement agreements involve $125 million fine against Ripple, a small portion of the requested $2 billion by SEC. Ripple also agreed to cease institutional sales of XRP, addressing one of the regulator’s major concerns.
Despite these restrictions, the Ripple SEC removed its “bad actor” designation against the company. This decision allows Ripple to continue raising capital privately without being barred from participation in financial markets.
Industry observers see this as a significant shift for Ripple. The company maintains operational flexibility while accepting financial and regulatory accountability. For the SEC, the reduced penalty demonstrates compromise but reinforces enforcement of securities laws.
Court Approval Marks Final Step In Case
Despite it being settled between the two parties, it cannot yet be entirely effective until it is signed by the Court of Appeals. The combined condition is subject to a review, which is mostly considered an automatic process. Nevertheless, there will be a need to get it confirmed by a court of law to give full legal closure.
The joint dismissal was termed by Ripple Chief Legal Officer, Stuart Alderoty, as the end of the case. Advocates are citing that the decision keeps the opportunity for Ripple SEC to innovate, but within the current rules on securities.
In the meantime, critics find that the lower fine is a minor fraction as compared to the initial demand, and it is questionable how effective the Ripple SEC enforcement strategy is.
The Ripple SEC case is amongst the most followed in the cryptocurrency sector and is about to be over, following years of argument. The settlement provisions are irreversible, but confirmation by the court is considered the end of resolving a dispute that influenced the regulatory debate on the digital asset front.
The price of XRP is indicating high chances of bullish projection as it stays put above the $3.10 mark. Crypto market analysts observe that the crypto is forming a bull flag, which has been associated with price movements to the upside.
The Ripple price has continued to record a visible uptrend, which has recorded a constant flow of higher peaks and higher bottoms. At the time of writing, the price of XRP has been set at $3.12, with a 1% daily growth. Technical indicators are all bullish, and the trend is still strongly on the side of buyers; the path of least resistance is up.
