Key Highlights:
- The Czech National Bank confirms that Bitcoin can be purchased for testing.
- This testing is being carried out for educational purposes.
- The project will help banks understand how to handle digital assets.
The Czech National Bank has announced today, November 13, 2025 that purchasing of digital assets, which includes Bitcoin, for testing purposes is in compliance with the country’s central banking laws. According to a newly released supplemental Q&A, this experiment or testing that is being carried out falls under the bank’s legal mandate and is intended only to gain practical experience with the emerging technology and assets. This move does not wish to alter its foreign exchange reserves.
Czech National Bank (CNB) has announced the establishment of a pilot digital asset portfolio totaling $1 million, comprising Bitcoin, a USD stablecoin, and a tokenized deposit. Approved on October 30, the initiative plans to share insights within the next 2–3 years. The central…
— Wu Blockchain (@WuBlockchain) November 13, 2025
Pilot Portfolio for Practical Experience
The CNB described the creation of a digital asset pilot portfolio as a step toward understanding the practical aspects of holding and managing cryptocurrencies and other blockchain-based assets. With this move, the central banks will operate and develop necessary frameworks, carry out risk assessments and develop internal controls for handling such instruments.
The bank emphasized that this experiment is part of its regular financial operations conducted outside its international reserves. As such, the project does not affect the structure or size of the CNB’s official reserve assets. securities.
According to the CNB, the initiative will allow its staff to test storage, transaction, regulatory and market protocols for digital assets in real operational conditions. The project is structured purely for educational and preparatory purposes, making sure that the bank gains real-world familiarity without taking on excessive financial exposure.
Legal Foundation and Compliance
In its legal assessment, the Czech National Bank clarified that the purchase and maintenance of digital assets are fully compliant with the Czech National Bank Act. According to Article 32 of this act, Czech National Bank is allowed to acquire other assets (securities, receivables, foreign exchange, precious metals). Allowing the bank to acquire other assets will provide the bank with flexibility in its financial operations. The central bank interprets this provision broadly, encompassing both conventional and innovative instruments within the scope of financial markets.
This interpretation provides the legal basis for the Czech National Bank’s limited experimental involvement in digital assets. The bank has emphasized that these actions follow legal rules and are in line with what other modern central banks are doing as of now.
The direct acquisition of digital assets for pilot testing purposes is fully permissible under the existing authorization framework. The bank also stated that the program aligns with its statutory duties and strategies objective of fostering financial system stability and innovation readiness.
Czech National Bank is Testing, Not Investing
The CNB wanted to clarify that Bitcoin and other digital assets are not purchased for their profits but they are purchased so that they can help banks understand how these assets work and how important they will be in the future. There is a possibility that these digital assets could play a big role in monetary operations and the broader financial market.
This reflects a global trend where majority of the central banks are making an effort to understand how digital assets fit into traditional banking systems. There are many other banks (Bank of England, Bank of Canada, and Sveriges Riksbank) that are carrying out similar projects that are focused on CBDCs and blockchain testing.
The approach that has been chosen by the Czech National Bank is progressive and careful at the same time. By exploring the world of digital asset, it aims to keep its policies and technology in step with the changing world of finance.
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